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	<title>Wealth Magazine &#187; financial freedom</title>
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	<link>http://wealthmagazine.com</link>
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		<title>Considering Bankruptcy? There May Be a Way Out</title>
		<link>http://wealthmagazine.com/2011/08/considering-bankruptcy-there-may-be-a-way-out/</link>
		<comments>http://wealthmagazine.com/2011/08/considering-bankruptcy-there-may-be-a-way-out/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 03:08:50 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[PERSONAL FINANCE]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2896</guid>
		<description><![CDATA[Filing for bankruptcy can trash your financial life in so many ways. Even if you are successful in the courts, your old debts still can resurface as “unpaid” on credit reports. A better strategy is to pay off debt over time, using bankruptcy only as a last resort. In July 2011, about 1,217 businesses and [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Dave Says: Plan Retirement Before Saving for Kids&#8217; College</title>
		<link>http://wealthmagazine.com/2011/03/dave-says-plan-retirement-before-saving-for-kids-college/</link>
		<comments>http://wealthmagazine.com/2011/03/dave-says-plan-retirement-before-saving-for-kids-college/#comments</comments>
		<pubDate>Thu, 24 Mar 2011 16:09:00 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[PERSONAL FINANCE]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[emotions]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2564</guid>
		<description><![CDATA[Dear Dave: I noticed that your Baby Steps list puts saving for retirement before saving for your children’s college fund. Sending your kids to college would come first on the timeline, so why do you suggest this? —Jen Dear Jen: I advise this approach because everyone is going to retire someday, unless, of course, they [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips to Help You Save Money Right Away</title>
		<link>http://wealthmagazine.com/2011/01/tips-to-help-you-save-money-right-away/</link>
		<comments>http://wealthmagazine.com/2011/01/tips-to-help-you-save-money-right-away/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 21:44:29 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[PERSONAL FINANCE]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2384</guid>
		<description><![CDATA[Everyone wants to save money, right? Unfortunately, most of the messages we receive about saving money actually involve spending it – mostly in the form of advertisements that promise more for less, if only you buy something. But there are plenty of ways to save money that don’t involve purchasing something you may not even [...]]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2011/01/tips-to-help-you-save-money-right-away/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make Money by SAVING!!</title>
		<link>http://wealthmagazine.com/2011/01/how-to-make-money-by-saving/</link>
		<comments>http://wealthmagazine.com/2011/01/how-to-make-money-by-saving/#comments</comments>
		<pubDate>Wed, 12 Jan 2011 22:07:49 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[PERSONAL FINANCE]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2368</guid>
		<description><![CDATA[Let&#8217;s discuss some tips that will help you save money right away, and all year long. Everyone wants to save money, right? Unfortunately, most of the messages we receive about saving money actually involve SPENDING money &#8212; that is, advertisements that promise more for less, if only you buy something. But there are plenty of [...]]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2011/01/how-to-make-money-by-saving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Owning A Business: Is It Right for You?</title>
		<link>http://wealthmagazine.com/2010/12/owning-your-own-business-is-it-right-for-you/</link>
		<comments>http://wealthmagazine.com/2010/12/owning-your-own-business-is-it-right-for-you/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 01:02:17 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[BUSINESS]]></category>
		<category><![CDATA[business growth]]></category>
		<category><![CDATA[business start-up]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[expansion]]></category>
		<category><![CDATA[financial freedom]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2328</guid>
		<description><![CDATA[In today&#8217;s climate of Big-Business downsizing and consolidation, many people think that becoming a small-business owner makes sense—especially now. In fact, an estimated 600,000 new businesses are launched in this country every year. But more than half of new businesses fail after four years or less, according to a study by the federal government. So [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will Adding Possessions Really Increase Your Happiness?</title>
		<link>http://wealthmagazine.com/2010/11/will-adding-possessions-really-increase-your-happiness/</link>
		<comments>http://wealthmagazine.com/2010/11/will-adding-possessions-really-increase-your-happiness/#comments</comments>
		<pubDate>Thu, 04 Nov 2010 20:09:44 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[WEALTH PLUS]]></category>
		<category><![CDATA[charitable giving]]></category>
		<category><![CDATA[emotions]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[fulfillment]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[lifestyle redesign]]></category>
		<category><![CDATA[possessions]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2216</guid>
		<description><![CDATA[Everywhere you look today, you find the promises: If you just had that car, that house—or even that spouse—you would be happier. It&#8217;s the premise of almost all advertising. Intellectually, we know it&#8217;s not true. Think about it. How will adding a leather interior to the options list on that new car substantially improve your [...]]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2010/11/will-adding-possessions-really-increase-your-happiness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Getting Ready for Retirement—What You Need to Do</title>
		<link>http://wealthmagazine.com/2010/09/getting-ready-for-retirement%e2%80%94what-you-need-to-do/</link>
		<comments>http://wealthmagazine.com/2010/09/getting-ready-for-retirement%e2%80%94what-you-need-to-do/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 18:16:27 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[INVESTING]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[STOCK MARKET]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2094</guid>
		<description><![CDATA[Your initial reaction may be: Retirement? I&#8217;m YEARS away from retirement. I don&#8217;t have to think about that now. Think again. If you&#8217;re more than a decade away from retirement, now is the best time to begin preparing. Younger workers, of course, can use the power of compound interest to ensure a smooth financial picture [...]]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2010/09/getting-ready-for-retirement%e2%80%94what-you-need-to-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Savings&#8211;Are You in the $6.6 Trillion Hole?</title>
		<link>http://wealthmagazine.com/2010/09/retirement-savings-is-yours-part-of-the-6-6-trillion-hole/</link>
		<comments>http://wealthmagazine.com/2010/09/retirement-savings-is-yours-part-of-the-6-6-trillion-hole/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 16:59:01 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[BLOG]]></category>
		<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[health care]]></category>
		<category><![CDATA[INVESTING]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[STOCK MARKET]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=2085</guid>
		<description><![CDATA[Americans are a staggering $6.6 trillion shy of the savings they need for retirement. That’s the figure arrived at by Boston College’s Center for Retirement Research in a report published Monday, Sept. 20, 2010. To get there, the researchers made an interesting and highly optimistic set of assumptions: All retirees will take out a reverse mortgage. [...]]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2010/09/retirement-savings-is-yours-part-of-the-6-6-trillion-hole/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Retirees Cross Borders to Find Richer Lifestyle</title>
		<link>http://wealthmagazine.com/2010/08/retirees-cross-borders-to-find-richer-lifestyle-on-a-shoestring/</link>
		<comments>http://wealthmagazine.com/2010/08/retirees-cross-borders-to-find-richer-lifestyle-on-a-shoestring/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 22:23:54 +0000</pubDate>
		<dc:creator>Mark Andrews</dc:creator>
				<category><![CDATA[RETIREMENT]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[entrepreneur]]></category>
		<category><![CDATA[expatriate]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[foreign destinations]]></category>
		<category><![CDATA[foreign visa]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[lifestyle redesign]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[REAL ESTATE]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=1926</guid>
		<description><![CDATA[To live the rich life expresses a goal for most of us, but unfortunately it has become an elusive dream for many modern-day retirees. Today’s retirement living involves more than just leaving a job; it’s the beginning of a new chapter of life. Many baby boomers have hit their retirement target age and are eager [...]]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2010/08/retirees-cross-borders-to-find-richer-lifestyle-on-a-shoestring/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Freedom, Part One: Going for the Goal</title>
		<link>http://wealthmagazine.com/2010/01/financial-freedom-part-one-going-for-the-goal/</link>
		<comments>http://wealthmagazine.com/2010/01/financial-freedom-part-one-going-for-the-goal/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:02:29 +0000</pubDate>
		<dc:creator>WEALTH Editors</dc:creator>
				<category><![CDATA[PERSONAL FINANCE]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://wealthmagazine.com/?p=489</guid>
		<description><![CDATA[The key to financial freedom: Set a goal and stick to it, one step at a time. But keep in mind that goals and the means to reach them are unique for every individual, and you must be flexible as circumstances change along the way.]]></description>
		<wfw:commentRss>http://wealthmagazine.com/2010/01/financial-freedom-part-one-going-for-the-goal/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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