Setting goals is vital to getting to the “big picture” of your personal finances or any other area of life. If you’re discouraged about the economy and, in particular, your finances, it’s time to re-evaluate. What can you do for the rest of the year to set new goals and achieve them?

“The two hardest parts of achieving a goal [are] planning and follow-through,” says Greg Helmstetter, CEO of myGoals.com, a company that provides goal-management services for corporations and large organizations and offers a web-based goal-setting application for everyone. (more…)